Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 49 · EIN 04-1590850 | Other Services | $51,532 |
PENSION SERVICES, INC.2 years Service code 13 · EIN 65-0158316 | Contract Administrator | $0 |
Filed as: UBS FINANCIAL SERVICES Service code 27 · EIN 13-2638166 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,381 | $73,102-36.6% | $123,552-62.5% | $56,287-17.6% |
| Participation rate | 57.0% | 74.3%-17.3pp | 82.3%-25.3pp | 69.9%-12.8pp |
| Annual return | -3.52% | 3.01%-6.5pp | 119.20%-122.7pp | -9.96%+6.4pp |
| Employer contribution / active EE | $166 | $2,977-94.4% | $4,628-96.4% | $2,111-92.1% |
| Participant deferral / active EE | $3,873 | $5,423-28.6% | $6,426-39.7% | $3,350+15.6% |
| Admin fee / account holder | $339 | $554-38.7% | $9,285-96.3% | $521-34.8% |