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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,146 | $53,412-26.7% | $68,509-42.9% | $52,331-25.2% |
| Participation rate | 81.3% | 71.7%+9.6pp | 74.7%+6.5pp | 68.1%+13.1pp |
| Annual return | -0.30% | 3.42%-3.7pp | 8.27%-8.6pp | 4.54%-4.8pp |
| Employer contribution / active EE | $967 | $1,607-39.8% | $2,278-57.6% | $1,882-48.6% |
| Participant deferral / active EE | $3,097 | $2,688+15.2% | $3,382-8.4% | $3,022+2.5% |
| Admin fee / account holder | $1,712 | $461+271.5% | $5,275-67.5% | $592+189.4% |