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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,460 | $78,694-16.8% | $67,652-3.2% | $125,389-47.8% |
| Participation rate | 60.0% | 78.8%-18.8pp | 75.7%-15.7pp | 83.2%-23.2pp |
| Annual return | -3.24% | 9.46%-12.7pp | 6625.40%-6628.6pp | 282.24%-285.5pp |
| Employer contribution / active EE | $1,591 | $3,044-47.7% | $2,266-29.8% | $4,866-67.3% |
| Participant deferral / active EE | $1,715 | $4,292-60.1% | $3,560-51.8% | $5,352-68.0% |
| Admin fee / account holder | $1,392 | $7,403-81.2% | $4,821-71.1% | $9,541-85.4% |