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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,971 | $73,863+11.0% | $143,797-43.0% | $68,490+19.7% |
| Participation rate | 90.0% | 66.7%+23.3pp | 80.3%+9.7pp | 67.9%+22.1pp |
| Annual return | -13.59% | 0.91%-14.5pp | -0.04%-13.6pp | -7.85%-5.7pp |
| Employer contribution / active EE | $8,327 | $3,185+161.5% | $4,952+68.1% | $2,597+220.7% |
| Participant deferral / active EE | $5,535 | $3,385+63.5% | $5,638-1.8% | $4,028+37.4% |
| Admin fee / account holder | $4,471 | $5,756-22.3% | $14,679-69.5% | $5,403-17.2% |