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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,040 | $85,171+29.2% | $172,753-36.3% | $72,976+50.8% |
| Participation rate | 91.4% | 70.1%+21.4pp | 82.6%+8.8pp | 69.5%+21.9pp |
| Annual return | 10.39% | 27.32%-16.9pp | 803.00%-792.6pp | 81.02%-70.6pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,979 | $3,260+22.0% | $5,198-23.5% | $3,608+10.3% |
| Admin fee / account holder | $39,752 | $5,880+576.0% | $13,956+184.9% | $5,124+675.8% |