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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,528 | $95,975-10.9% | $74,549+14.7% | $135,379-36.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -8.53% | 56.96%-65.5pp | 32.53%-41.1pp | 519.79%-528.3pp |
| Employer contribution / active EE | $7,692 | $2,716+183.2% | $1,961+292.3% | $4,779+61.0% |
| Participant deferral / active EE | $8,507 | $3,844+121.3% | $3,108+173.7% | $5,609+51.7% |
| Admin fee / account holder | $4,915 | $6,522-24.6% | $5,059-2.8% | $10,828-54.6% |