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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,706 | $93,117+16.7% | $77,096+41.0% | $134,532-19.2% |
| Participation rate | 41.7% | 74.5%-32.8pp | 67.9%-26.3pp | 81.2%-39.6pp |
| Annual return | -11.59% | 62.67%-74.3pp | 42.35%-53.9pp | 418.27%-429.9pp |
| Employer contribution / active EE | $915 | $3,420-73.3% | $2,814-67.5% | $4,741-80.7% |
| Participant deferral / active EE | $2,782 | $5,241-46.9% | $4,429-37.2% | $6,401-56.5% |
| Admin fee / account holder | $9,992 | $6,948+43.8% | $5,428+84.1% | $11,429-12.6% |