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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,520 | $104,937-36.6% | $84,628-21.4% | $152,897-56.5% |
| Participation rate | 47.1% | 74.8%-27.8pp | 68.2%-21.2pp | 82.5%-35.4pp |
| Annual return | 14.56% | 373.88%-359.3pp | 258.80%-244.2pp | 345.43%-330.9pp |
| Employer contribution / active EE | $903 | $3,303-72.7% | $2,653-66.0% | $4,764-81.0% |
| Participant deferral / active EE | $2,255 | $4,690-51.9% | $3,900-42.2% | $5,851-61.5% |
| Admin fee / account holder | $618 | $6,243-90.1% | $4,914-87.4% | $11,599-94.7% |