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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,597 | $100,073+136.4% | $85,126+177.9% | $145,877+62.2% |
| Participation rate | 28.6% | 74.1%-45.5pp | 67.5%-39.0pp | 80.3%-51.7pp |
| Annual return | 8.25% | 84.11%-75.9pp | 66.63%-58.4pp | 551.28%-543.0pp |
| Employer contribution / active EE | $739 | $3,236-77.2% | $2,731-72.9% | $4,663-84.1% |
| Participant deferral / active EE | $2,313 | $5,294-56.3% | $4,523-48.9% | $6,691-65.4% |
| Admin fee / account holder | $7,099 | $7,261-2.2% | $6,160+15.2% | $13,402-47.0% |