Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,734 | $70,667+11.4% | $123,105-36.0% | $52,331+50.5% |
| Participation rate | 46.0% | 83.7%-37.7pp | 86.8%-40.8pp | 68.1%-22.1pp |
| Annual return | -2.63% | 6.23%-8.9pp | 13.22%-15.8pp | 4.54%-7.2pp |
| Employer contribution / active EE | $0 | $2,946-100.0% | $5,151-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $4,147 | $4,493-7.7% | $6,229-33.4% | $3,022+37.2% |
| Admin fee / account holder | $1,713 | $506+238.3% | $9,014-81.0% | $592+189.6% |