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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,279 | $106,003-60.1% | $92,236-54.2% | $147,585-71.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 9.49% | 50.05%-40.6pp | 176.29%-166.8pp | 578.57%-569.1pp |
| Employer contribution / active EE | $1,717 | $4,333-60.4% | $3,679-53.3% | $4,876-64.8% |
| Participant deferral / active EE | $4,577 | $4,478+2.2% | $3,897+17.5% | $5,439-15.8% |
| Admin fee / account holder | $17,377 | $6,333+174.4% | $5,194+234.6% | $10,885+59.6% |