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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $614,296 | $217,427+182.5% | $185,837+230.6% | $167,518+266.7% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.03% | 148.39%-132.4pp | 122.08%-106.0pp | 478.71%-462.7pp |
| Employer contribution / active EE | $1,479 | $5,874-74.8% | $5,168-71.4% | $4,838-69.4% |
| Participant deferral / active EE | $12,133 | $6,357+90.9% | $5,568+117.9% | $6,342+91.3% |
| Admin fee / account holder | $1,560 | $19,816-92.1% | $16,241-90.4% | $12,312-87.3% |