Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,023 | $162,821-83.4% | $133,978-79.8% | $158,982-83.0% |
| Participation rate | 47.8% | 83.2%-35.4pp | 79.8%-32.0pp | 82.0%-34.1pp |
| Annual return | 8.19% | 41.95%-33.8pp | 45.10%-36.9pp | 302.99%-294.8pp |
| Employer contribution / active EE | $1,135 | $4,976-77.2% | $3,919-71.0% | $4,763-76.2% |
| Participant deferral / active EE | $3,764 | $5,910-36.3% | $5,047-25.4% | $5,983-37.1% |
| Admin fee / account holder | $3,721 | $11,742-68.3% | $8,930-58.3% | $11,252-66.9% |