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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,565 | $136,860-35.3% | $120,344-26.4% | $154,746-42.8% |
| Participation rate | 76.2% | 79.9%-3.7pp | 76.7%-0.5pp | 80.7%-4.5pp |
| Annual return | 14.44% | 21.38%-6.9pp | 20.30%-5.9pp | 172.34%-157.9pp |
| Employer contribution / active EE | $2,100 | $3,533-40.6% | $3,020-30.5% | $4,379-52.0% |
| Participant deferral / active EE | $6,386 | $5,793+10.2% | $5,135+24.4% | $6,730-5.1% |
| Admin fee / account holder | $1,185 | $15,393-92.3% | $12,742-90.7% | $14,365-91.8% |