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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,009 | $190,879-3.1% | $160,009+15.6% | $134,532+37.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | 1.03% | 552.63%-551.6pp | 408.85%-407.8pp | 418.27%-417.2pp |
| Employer contribution / active EE | $3,039 | $4,995-39.2% | $4,225-28.1% | $4,741-35.9% |
| Participant deferral / active EE | $6,024 | $6,924-13.0% | $6,183-2.6% | $6,401-5.9% |
| Admin fee / account holder | $15,999 | $10,495+52.5% | $8,715+83.6% | $11,429+40.0% |