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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,217 | $211,946-34.8% | $169,452-18.4% | $135,379+2.1% |
| Participation rate | 62.5% | 82.6%-20.1pp | 77.8%-15.3pp | 82.6%-20.1pp |
| Annual return | -3.35% | 3.26%-6.6pp | 1.83%-5.2pp | 519.79%-523.1pp |
| Employer contribution / active EE | $8,855 | $5,117+73.1% | $4,157+113.0% | $4,779+85.3% |
| Participant deferral / active EE | $6,210 | $6,075+2.2% | $5,277+17.7% | $5,609+10.7% |
| Admin fee / account holder | $50,747 | $11,472+342.4% | $9,110+457.1% | $10,828+368.7% |