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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,542 | $71,872-72.8% | $86,691-77.5% | $68,495-71.5% |
| Participation rate | 92.4% | 72.2%+20.2pp | 76.6%+15.8pp | 67.9%+24.5pp |
| Annual return | -13.18% | 3.53%-16.7pp | 35.94%-49.1pp | -7.84%-5.3pp |
| Employer contribution / active EE | $604 | $2,173-72.2% | $2,837-78.7% | $2,596-76.8% |
| Participant deferral / active EE | $2,178 | $3,779-42.4% | $4,656-53.2% | $4,028-45.9% |
| Admin fee / account holder | $1,701 | $6,112-72.2% | $7,492-77.3% | $5,403-68.5% |