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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,693 | $115,810+15.4% | $101,271+32.0% | $158,966-15.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.20% | 56.15%-40.0pp | 46.48%-30.3pp | 302.95%-286.8pp |
| Employer contribution / active EE | $2,708 | $4,175-35.1% | $3,660-26.0% | $4,762-43.1% |
| Participant deferral / active EE | $6,175 | $4,958+24.5% | $4,371+41.3% | $5,983+3.2% |
| Admin fee / account holder | $7,121 | $7,248-1.8% | $5,948+19.7% | $11,250-36.7% |