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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,691 | $99,345-49.0% | $84,753-40.2% | $273,972-81.5% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 7.19% | 22.93%-15.7pp | 22.78%-15.6pp | 41.46%-34.3pp |
| Employer contribution / active EE | $3,174 | $4,214-24.7% | $3,574-11.2% | $4,869-34.8% |
| Participant deferral / active EE | $5,942 | $4,270+39.2% | $3,712+60.1% | $5,287+12.4% |
| Admin fee / account holder | $5,361 | $6,645-19.3% | $5,333+0.5% | $10,133-47.1% |