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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,578 | $124,425-3.9% | $112,040+6.7% | $137,256-12.9% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 17.75% | 24.72%-7.0pp | 24.52%-6.8pp | 220.34%-202.6pp |
| Employer contribution / active EE | $1,309 | $3,411-61.6% | $2,954-55.7% | $4,156-68.5% |
| Participant deferral / active EE | $3,059 | $5,718-46.5% | $5,098-40.0% | $6,407-52.2% |
| Admin fee / account holder | $918 | $15,207-94.0% | $12,098-92.4% | $12,270-92.5% |