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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,816 | $123,793+205.2% | $177,848+112.4% | $79,856+373.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 12.09% | 22.82%-10.7pp | 48.33%-36.2pp | 31.71%-19.6pp |
| Employer contribution / active EE | $12,858 | $4,095+214.0% | $5,919+117.2% | $2,471+420.3% |
| Participant deferral / active EE | $12,815 | $5,956+115.1% | $7,714+66.1% | $3,741+242.6% |
| Admin fee / account holder | $1,978 | $7,243-72.7% | $12,431-84.1% | $5,306-62.7% |