Retirement plan

CDO TECHNOLOGIES 401K RETIREMENT PLAN

Name: CDO TECHNOLOGIES - CDO TECHNOLOGIES 401K RETIREMENT PLAN (2021) Form 5500
Creator: CDO TECHNOLOGIES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CDO TECHNOLOGIES 401K RETIREMENT PLAN, CDO TECHNOLOGIES

CDO TECHNOLOGIESEIN 31-1297767Plan #001PY 2021

5200 SPRINGFIELD STREET, SUITE 320 - DAYTON, OH 454311265937-258-0022cdotech.comLinkedIn201-500 employeesinformation technology and services

Prospect flagsLow returnsLow employer contributionCorrective distributions

How to read this page

Total assets (EOY)

$12.3M

+11.7% from 2020

Total participants

425

-18.4% from 2020

Average account balance

$33,572

+22.1% from 2020

Annual return

10.72%

-1.81 pp from 2020

Benchmarks

See 5,718 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,718 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.13M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$45K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

247

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$944K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$338

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
STANCORP FINANCIAL GROUP3 years Filed as: STANCORP FINANCIAL Service code 15 · EIN 93-1253576	Recordkeeping	$48,730
EVERHART ADVISORS3 years Service code 26 · EIN 31-1440043	Advisory (Participants)	$33,889
CLARK, SCHAEFER, HACKETT & CO.1 year Service code 10 · EIN 31-0800053	Accounting	$8,700
CHARLES SCHWAB & CO., INC.3 years Filed as: SCHWAB Service code 19 · EIN 25-1838406	Securities Custodian	$4,884
CREATIVE RETIREMENT SYSTEMS, INC.7+ years Service code 15 · EIN 31-1299207	Recordkeeping	$4,279

Plan features & details

Pension benefit codes2E2F2G2J2K3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$91K

$431 / participant

Other / not subdivided$91K100.0%

% of EOY assets

0.741%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLARK, SCHAEFER, HACKETT & CO.
Auditor EIN: 310800053
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,572

$104,482-67.9%

$159,455-78.9%

$79,393-57.7%

Participation rate

72.6%

76.6%-4.0pp

82.8%-10.2pp

70.7%+1.9pp

Annual return

10.72%

67.96%-57.2pp

263.63%-252.9pp

116.87%-106.1pp

Employer contribution / active EE

$434

$3,416-87.3%

$4,830-91.0%

$2,428-82.1%

Participant deferral / active EE

$5,387

$6,467-16.7%

$7,353-26.7%

$4,046+33.2%

Admin fee / account holder

$249

$711-65.0%

$10,800-97.7%

$627-60.3%

Provider

Service type

Compensation

STANCORP FINANCIAL GROUP3 years

Filed as: STANCORP FINANCIAL

Service code 15 · EIN 93-1253576

Recordkeeping

$48,730

EVERHART ADVISORS3 years

Service code 26 · EIN 31-1440043

Advisory (Participants)

$33,889

CLARK, SCHAEFER, HACKETT & CO.1 year

Service code 10 · EIN 31-0800053

Accounting

$8,700

CHARLES SCHWAB & CO., INC.3 years

Filed as: SCHWAB

Service code 19 · EIN 25-1838406

Securities Custodian

$4,884

CREATIVE RETIREMENT SYSTEMS, INC.7+ years

Service code 15 · EIN 31-1299207

Recordkeeping

$4,279

CDO TECHNOLOGIES 401K RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CDO TECHNOLOGIES 401K RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion