Retirement plan

GRAHAM DEALERSHIPS PENSION PLAN

Name: GRAHAM DEALERSHIPS COMPANIES, INC. - GRAHAM DEALERSHIPS PENSION PLAN (2018) Form 5500
Creator: GRAHAM DEALERSHIPS COMPANIES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GRAHAM DEALERSHIPS PENSION PLAN, GRAHAM DEALERSHIPS COMPANIES, INC.

GRAHAM DEALERSHIPS COMPANIES, INC.EIN 31-1289557Plan #001PY 2018

1515 W 4TH ST - MANSFIELD, OH 449061840419-529-1800

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$6.9M

-4.2% from 2017

Total participants

237

+9.2% from 2017

Average account balance

$33,081

-12.0% from 2017

Annual return

-7.45%

-24.96 pp from 2017

Benchmarks

See 2,344 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,344 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.68M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$62K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

173

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

89.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$828K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$185

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290	Contract Administrator	$17,141
MCLAIN, HILL, RUGG & ASSOC INC1 year Filed as: MCLAIN, HILL RUGG * ASSO Service code 10 · EIN 31-1038077	Accounting	$15,980
TRUSTMONT ADVISORY GROUP1 year Filed as: TRUSTMONT FINANCIAL GROUP INC Service code 49 · EIN 25-1527294	Other Services	$5,893
WILSHIRE ASSOCIATES INCORPORATED4+ years Service code 27 · EIN 95-2755361	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$33K

$155 / participant

Contract admin$17K51.8%
Other / not subdivided$16K48.2%

% of EOY assets

0.479%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JC AND COMPANY
Auditor EIN: 311423687
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,081

$66,302-50.1%

$110,243-70.0%

$56,287-41.2%

Participation rate

86.9%

74.9%+11.9pp

79.8%+7.0pp

69.9%+17.0pp

Annual return

-7.45%

-1.18%-6.3pp

314.76%-322.2pp

-9.96%+2.5pp

Employer contribution / active EE

$833

$2,047-59.3%

$3,827-78.2%

$2,111-60.5%

Participant deferral / active EE

$2,514

$3,381-25.6%

$4,672-46.2%

$3,350-24.9%

Admin fee / account holder

$158

$698-77.3%

$8,548-98.1%

$521-69.6%

Provider

Service type

Compensation

PRINCIPAL LIFE INSURANCE COMPANY4+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$17,141

MCLAIN, HILL, RUGG & ASSOC INC1 year

Filed as: MCLAIN, HILL RUGG * ASSO

Service code 10 · EIN 31-1038077

Accounting

$15,980

TRUSTMONT ADVISORY GROUP1 year

Filed as: TRUSTMONT FINANCIAL GROUP INC

Service code 49 · EIN 25-1527294

Other Services

$5,893

WILSHIRE ASSOCIATES INCORPORATED4+ years

Service code 27 · EIN 95-2755361

Advisory (Plan)

GRAHAM DEALERSHIPS PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GRAHAM DEALERSHIPS PENSION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion