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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,261 | $135,956+26.0% | $123,894+38.2% | $273,972-37.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.97% | 56.63%-49.7pp | 47.52%-40.6pp | 41.46%-34.5pp |
| Employer contribution / active EE | $2,208 | $5,170-57.3% | $4,617-52.2% | $4,869-54.7% |
| Participant deferral / active EE | $3,939 | $6,343-37.9% | $5,984-34.2% | $5,287-25.5% |
| Admin fee / account holder | $8,083 | $9,817-17.7% | $8,357-3.3% | $10,133-20.2% |