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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,962 | $65,703+33.9% | $94,228-6.6% | $59,633+47.5% |
| Participation rate | 59.6% | 72.1%-12.5pp | 78.8%-19.2pp | 68.7%-9.1pp |
| Annual return | -1.06% | 5.22%-6.3pp | 10.68%-11.7pp | 2041.40%-2042.5pp |
| Employer contribution / active EE | $1,518 | $2,021-24.9% | $3,587-57.7% | $2,203-31.1% |
| Participant deferral / active EE | $6,161 | $3,143+96.0% | $4,320+42.6% | $3,192+93.0% |
| Admin fee / account holder | $171 | $4,264-96.0% | $6,269-97.3% | $4,297-96.0% |