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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,620 | $148,558-44.4% | $135,925-39.2% | $139,427-40.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.09% | 79.22%-61.1pp | 68.25%-50.2pp | 373.27%-355.2pp |
| Employer contribution / active EE | $222 | $5,244-95.8% | $4,857-95.4% | $4,752-95.3% |
| Participant deferral / active EE | $2,659 | $8,101-67.2% | $7,759-65.7% | $6,711-60.4% |
| Admin fee / account holder | $1,961 | $12,401-84.2% | $10,764-81.8% | $11,404-82.8% |