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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,974 | $176,077+56.7% | $159,455+73.1% | $167,518+64.7% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.25% | 331.83%-316.6pp | 263.63%-248.4pp | 478.71%-463.5pp |
| Employer contribution / active EE | $2,998 | $5,298-43.4% | $4,830-37.9% | $4,838-38.0% |
| Participant deferral / active EE | $9,250 | $7,751+19.3% | $7,353+25.8% | $6,342+45.9% |
| Admin fee / account holder | $2,552 | $12,556-79.7% | $10,800-76.4% | $12,312-79.3% |