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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,930 | $73,518-52.5% | $63,005-44.6% | $147,585-76.3% |
| Participation rate | 63.6% | 77.9%-14.2pp | 74.8%-11.2pp | 82.8%-19.2pp |
| Annual return | 20.09% | 175.46%-155.4pp | 87.59%-67.5pp | 578.58%-558.5pp |
| Employer contribution / active EE | $620 | $3,322-81.3% | $2,760-77.5% | $4,876-87.3% |
| Participant deferral / active EE | $2,890 | $4,183-30.9% | $3,329-13.2% | $5,439-46.9% |
| Admin fee / account holder | $0 | $5,952-100.0% | $3,599-100.0% | $10,886-100.0% |