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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,000 | $76,550+29.3% | $123,894-20.1% | $62,881+57.4% |
| Participation rate | 92.9% | 73.0%+19.9pp | 81.4%+11.4pp | 69.3%+23.6pp |
| Annual return | 8.12% | 18.67%-10.6pp | 47.52%-39.4pp | 20.14%-12.0pp |
| Employer contribution / active EE | $562 | $2,882-80.5% | $4,617-87.8% | $2,281-75.3% |
| Participant deferral / active EE | $3,793 | $4,840-21.6% | $5,984-36.6% | $3,203+18.4% |
| Admin fee / account holder | $4,367 | $4,826-9.5% | $8,357-47.7% | $4,296+1.7% |