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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,317 | $87,834-27.9% | $133,975-52.7% | $62,881+0.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 11.29% | 12.05%-0.8pp | 29.29%-18.0pp | 20.14%-8.9pp |
| Employer contribution / active EE | $4,887 | $3,482+40.3% | $5,211-6.2% | $2,281+114.3% |
| Participant deferral / active EE | $8,077 | $4,812+67.9% | $6,282+28.6% | $3,203+152.2% |
| Admin fee / account holder | $2,811 | $5,372-47.7% | $9,324-69.9% | $4,296-34.6% |