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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,087 | $82,028-28.0% | $123,105-52.0% | $59,633-0.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 86.8%+13.2pp | 68.7%+31.3pp |
| Annual return | -6.20% | 5.12%-11.3pp | 13.22%-19.4pp | 2041.45%-2047.6pp |
| Employer contribution / active EE | $5,068 | $3,297+53.7% | $5,151-1.6% | $2,203+130.1% |
| Participant deferral / active EE | $7,350 | $4,667+57.5% | $6,229+18.0% | $3,192+130.3% |
| Admin fee / account holder | $955 | $5,879-83.8% | $9,014-89.4% | $4,297-77.8% |