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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,722 | $166,131-1.5% | $164,975-0.8% | $145,877+12.2% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 5.35% | 100.37%-95.0pp | 70.12%-64.8pp | 551.28%-545.9pp |
| Employer contribution / active EE | $4,373 | $5,276-17.1% | $4,343+0.7% | $4,663-6.2% |
| Participant deferral / active EE | $11,616 | $6,962+66.8% | $6,033+92.5% | $6,691+73.6% |
| Admin fee / account holder | $8,922 | $16,648-46.4% | $12,688-29.7% | $13,402-33.4% |