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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,431 | $113,941-32.9% | $94,229-18.9% | $125,389-39.0% |
| Participation rate | 85.7% | 82.9%+2.8pp | 78.8%+6.9pp | 83.2%+2.5pp |
| Annual return | -1.86% | 5.29%-7.2pp | 10.68%-12.5pp | 282.24%-284.1pp |
| Employer contribution / active EE | $5 | $4,727-99.9% | $3,587-99.9% | $4,866-99.9% |
| Participant deferral / active EE | $9,308 | $5,179+79.7% | $4,320+115.4% | $5,352+73.9% |
| Admin fee / account holder | $6,993 | $8,392-16.7% | $6,269+11.5% | $9,541-26.7% |