Filed March 26, 2018
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,760 | $91,559+7.9% | $133,971-26.3% | $79,852+23.7% |
| Participation rate | 46.4% | 73.3%-26.9pp | 79.8%-33.4pp | 69.6%-23.2pp |
| Annual return | 12.76% | 61.85%-49.1pp | 45.09%-32.3pp | 31.72%-19.0pp |
| Employer contribution / active EE | $182 | $2,384-92.4% | $3,919-95.4% | $2,471-92.6% |
| Participant deferral / active EE | $2,766 | $3,734-25.9% | $5,047-45.2% | $3,740-26.1% |
| Admin fee / account holder | $12,414 | $6,321+96.4% | $8,929+39.0% | $5,306+133.9% |