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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,518 | $136,860-36.1% | $120,344-27.3% | $154,746-43.4% |
| Participation rate | 78.6% | 79.9%-1.3pp | 76.7%+1.9pp | 80.7%-2.1pp |
| Annual return | 7.83% | 21.38%-13.5pp | 20.30%-12.5pp | 172.34%-164.5pp |
| Employer contribution / active EE | $9,021 | $3,533+155.3% | $3,020+198.7% | $4,379+106.0% |
| Participant deferral / active EE | $2,025 | $5,793-65.0% | $5,135-60.6% | $6,730-69.9% |
| Admin fee / account holder | $24,747 | $15,393+60.8% | $12,742+94.2% | $14,365+72.3% |