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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,780 | $117,829-20.4% | $102,423-8.4% | $145,877-35.7% |
| Participation rate | 88.9% | 78.6%+10.3pp | 76.5%+12.4pp | 80.3%+8.6pp |
| Annual return | 16.72% | 31.83%-15.1pp | 29.42%-12.7pp | 551.28%-534.6pp |
| Employer contribution / active EE | $6,003 | $3,615+66.1% | $3,023+98.6% | $4,663+28.7% |
| Participant deferral / active EE | $1,611 | $5,732-71.9% | $5,054-68.1% | $6,691-75.9% |
| Admin fee / account holder | $2,733 | $13,335-79.5% | $9,455-71.1% | $13,402-79.6% |