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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,518 | $167,415-47.7% | $140,514-37.7% | $198,609-55.9% |
| Participation rate | 78.6% | 80.9%-2.3pp | 77.8%+0.8pp | 82.4%-3.8pp |
| Annual return | 7.83% | 13.85%-6.0pp | 14.36%-6.5pp | 202.70%-194.9pp |
| Employer contribution / active EE | $9,021 | $4,088+120.7% | $3,378+167.0% | $5,055+78.4% |
| Participant deferral / active EE | $2,025 | $5,579-63.7% | $4,919-58.8% | $6,977-71.0% |
| Admin fee / account holder | $24,747 | $16,730+47.9% | $13,697+80.7% | $19,030+30.0% |