Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,701 | $70,486-12.5% | $100,528-38.6% | $79,852-22.7% |
| Participation rate | 45.5% | 73.6%-28.2pp | 79.4%-34.0pp | 69.6%-24.2pp |
| Annual return | 16.99% | 21.90%-4.9pp | 30.90%-13.9pp | 31.72%-14.7pp |
| Employer contribution / active EE | $418 | $2,165-80.7% | $3,419-87.8% | $2,471-83.1% |
| Participant deferral / active EE | $1,795 | $5,182-65.4% | $6,271-71.4% | $3,740-52.0% |
| Admin fee / account holder | $588 | $4,480-86.9% | $8,084-92.7% | $5,306-88.9% |