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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,653 | $63,861-36.3% | $104,614-61.1% | $79,858-49.1% |
| Participation rate | 37.8% | 64.9%-27.1pp | 74.1%-36.3pp | 69.6%-31.8pp |
| Annual return | 14.07% | 21.30%-7.2pp | 340.56%-326.5pp | 31.72%-17.6pp |
| Employer contribution / active EE | $934 | $1,588-41.2% | $2,681-65.2% | $2,471-62.2% |
| Participant deferral / active EE | $1,361 | $2,693-49.5% | $3,739-63.6% | $3,740-63.6% |
| Admin fee / account holder | $6,335 | $4,185+51.4% | $6,464-2.0% | $5,306+19.4% |