Retirement plan

FOUR SEASONS ENVIRONMENTAL, INC. 401(K) PLAN

Name: FOUR SEASONS ENVIRONMENTAL, INC. - FOUR SEASONS ENVIRONMENTAL, INC. 401(K) PLAN (2017) Form 5500
Creator: FOUR SEASONS ENVIRONMENTAL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FOUR SEASONS ENVIRONMENTAL, INC. 401(K) PLAN, FOUR SEASONS ENVIRONMENTAL, INC.

FOUR SEASONS ENVIRONMENTAL, INC.EIN 31-1087929Plan #005PY 2017

43 NEW GARVER ROAD - MONROE, OH 450501281513-539-2978fseinc.netLinkedIn201-500 employeesfacilities services

Other plans on this EIN

1 filing

#001Retirement-$4.3M assets

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$15.2M

+10.8% from 2016

Total participants

518

+10.9% from 2016

Average account balance

$30,178

-2.2% from 2016

Annual return

14.01%

+6.38 pp from 2016

Benchmarks

See 565 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants250-999

Cohort565 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$38.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$86K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

450

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$6.66M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.54%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$185

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
FAITH FINANCIAL ADVISORS, INC.1 year Filed as: FAITH FINANCIAL ADVISORS Service code 99 · EIN 46-2912694	Other Fees	$65,786
AMERICAN REALTY ADVISORS1 year Filed as: GREAT AMERICAN ADVISORS Service code 99 · EIN 31-1395344	Other Fees	$49,310
TRINITY PENSION CONSULTANTS1 year Service code 15 · EIN 20-4548831	Recordkeeping	$8,640
LT TRUST COMPANY1 year Filed as: MG TRUST COMPANY Service code 99 · EIN 75-3182674	Other Fees	$8,552
ASPIRE FINANCIAL SERVICES1 year Filed as: ASPIRE FINANCIAL ADVISORS Service code 99 · EIN 27-1033755	Other Fees	$4,829

Plan features & details

Pension benefit codes2E2F2G2J2K

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$137K

$447 / participant

Investment mgmt$66K47.8%
Contract admin$58K42.4%
Other / not subdivided$13K9.8%

% of EOY assets

0.903%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: VONLEHMAN & COMPANY, INC.
Auditor EIN: 310905419
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$30,178

$46,966-35.7%

$185,117-83.7%

$69,631-56.7%

Participation rate

95.1%

65.3%+29.9pp

77.3%+17.8pp

70.7%+24.4pp

Annual return

14.01%

22.36%-8.4pp

40.50%-26.5pp

27571.02%-27557.0pp

Employer contribution / active EE

$5,058

$1,360+271.8%

$4,182+21.0%

$2,032+148.9%

Participant deferral / active EE

$1,090

$3,017-63.9%

$5,045-78.4%

$3,224-66.2%

Admin fee / account holder

$273

$94+190.5%

$8,159-96.7%

$110+146.8%

Provider

Service type

Compensation

FAITH FINANCIAL ADVISORS, INC.1 year

Filed as: FAITH FINANCIAL ADVISORS

Service code 99 · EIN 46-2912694

Other Fees

$65,786

AMERICAN REALTY ADVISORS1 year

Filed as: GREAT AMERICAN ADVISORS

Service code 99 · EIN 31-1395344

Other Fees

$49,310

TRINITY PENSION CONSULTANTS1 year

Service code 15 · EIN 20-4548831

Recordkeeping

$8,640

LT TRUST COMPANY1 year

Filed as: MG TRUST COMPANY

Service code 99 · EIN 75-3182674

Other Fees

$8,552

ASPIRE FINANCIAL SERVICES1 year

Filed as: ASPIRE FINANCIAL ADVISORS

Service code 99 · EIN 27-1033755

Other Fees

$4,829

FOUR SEASONS ENVIRONMENTAL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FOUR SEASONS ENVIRONMENTAL, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion