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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,579 | $69,012+48.6% | $160,009-35.9% | $68,486+49.8% |
| Participation rate | 83.3% | 65.4%+17.9pp | 78.0%+5.4pp | 67.9%+15.4pp |
| Annual return | -22.81% | -9.65%-13.2pp | 408.85%-431.7pp | -7.85%-15.0pp |
| Employer contribution / active EE | $4,115 | $2,212+86.0% | $4,225-2.6% | $2,597+58.5% |
| Participant deferral / active EE | $3,229 | $4,212-23.3% | $6,183-47.8% | $4,028-19.8% |
| Admin fee / account holder | $1,711 | $4,798-64.3% | $8,715-80.4% | $5,404-68.3% |