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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,804 | $56,484+5.9% | $169,452-64.7% | $64,173-6.8% |
| Participation rate | 88.0% | 64.5%+23.5pp | 77.8%+10.2pp | 69.6%+18.4pp |
| Annual return | -7.19% | -1.55%-5.6pp | 1.83%-9.0pp | 7.63%-14.8pp |
| Employer contribution / active EE | $4,312 | $1,832+135.3% | $4,157+3.7% | $2,381+81.1% |
| Participant deferral / active EE | $2,444 | $3,448-29.1% | $5,277-53.7% | $3,470-29.6% |
| Admin fee / account holder | $1,482 | $4,174-64.5% | $9,110-83.7% | $4,887-69.7% |