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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,797 | $81,208+73.4% | $98,920+42.3% | $79,852+76.3% |
| Participation rate | 88.2% | 72.5%+15.7pp | 76.0%+12.2pp | 69.6%+18.6pp |
| Annual return | 8.48% | 60.99%-52.5pp | 196.47%-188.0pp | 31.72%-23.2pp |
| Employer contribution / active EE | $981 | $1,960-49.9% | $2,689-63.5% | $2,471-60.3% |
| Participant deferral / active EE | $4,594 | $3,265+40.7% | $4,245+8.2% | $3,740+22.8% |
| Admin fee / account holder | $7,014 | $6,013+16.6% | $6,643+5.6% | $5,306+32.2% |