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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,950 | $185,312+50.5% | $161,489+72.7% | $154,746+80.3% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 10.75% | 103.84%-93.1pp | 89.72%-79.0pp | 172.34%-161.6pp |
| Employer contribution / active EE | $4,163 | $4,769-12.7% | $4,268-2.5% | $4,379-4.9% |
| Participant deferral / active EE | $8,709 | $6,350+37.1% | $5,630+54.7% | $6,730+29.4% |
| Admin fee / account holder | $158,334 | $18,654+748.8% | $16,006+889.2% | $14,365+1002.2% |