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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,950 | $172,111+62.1% | $150,298+85.6% | $137,256+103.2% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 10.75% | 69.37%-58.6pp | 62.79%-52.0pp | 220.34%-209.6pp |
| Employer contribution / active EE | $4,163 | $4,636-10.2% | $4,154+0.2% | $4,156+0.2% |
| Participant deferral / active EE | $8,709 | $6,166+41.2% | $5,453+59.7% | $6,407+35.9% |
| Admin fee / account holder | $158,334 | $16,471+861.3% | $14,116+1021.7% | $12,270+1190.4% |