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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,132 | $83,485+14.0% | $125,192-24.0% | $72,975+30.4% |
| Participation rate | 69.8% | 73.3%-3.5pp | 79.8%-9.9pp | 69.5%+0.4pp |
| Annual return | 23.93% | 25.77%-1.8pp | 43.79%-19.9pp | 81.01%-57.1pp |
| Employer contribution / active EE | $696 | $2,346-70.3% | $3,866-82.0% | $2,440-71.5% |
| Participant deferral / active EE | $2,687 | $3,586-25.1% | $4,937-45.6% | $3,608-25.5% |
| Admin fee / account holder | $3,984 | $5,518-27.8% | $9,704-58.9% | $5,124-22.3% |