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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,101 | $85,766-39.3% | $136,297-61.8% | $70,124-25.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 23.41% | 31.45%-8.0pp | 5156.19%-5132.8pp | 73.14%-49.7pp |
| Employer contribution / active EE | $3,486 | $2,966+17.5% | $4,696-25.8% | $2,342+48.8% |
| Participant deferral / active EE | $4,493 | $5,051-11.1% | $6,247-28.1% | $3,332+34.9% |
| Admin fee / account holder | $2,868 | $5,420-47.1% | $9,244-69.0% | $4,645-38.3% |