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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,120 | $76,551-28.0% | $123,894-55.5% | $62,881-12.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 11.86% | 18.68%-6.8pp | 47.52%-35.7pp | 20.14%-8.3pp |
| Employer contribution / active EE | $149 | $2,882-94.8% | $4,617-96.8% | $2,281-93.5% |
| Participant deferral / active EE | $3,665 | $4,840-24.3% | $5,984-38.7% | $3,203+14.4% |
| Admin fee / account holder | $2,257 | $4,826-53.2% | $8,357-73.0% | $4,296-47.5% |