Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,651 | $54,380-12.4% | $68,509-30.4% | $59,633-20.1% |
| Participation rate | 43.9% | 70.2%-26.3pp | 74.7%-30.8pp | 68.7%-24.8pp |
| Annual return | -3.86% | 2.83%-6.7pp | 8.27%-12.1pp | 2041.45%-2045.3pp |
| Employer contribution / active EE | $874 | $1,539-43.2% | $2,278-61.6% | $2,203-60.3% |
| Participant deferral / active EE | $1,098 | $2,643-58.5% | $3,382-67.5% | $3,192-65.6% |
| Admin fee / account holder | $1,862 | $3,885-52.1% | $5,275-64.7% | $4,297-56.7% |