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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,879 | $144,130+4.7% | $117,861+28.0% | $147,586+2.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 8.88% | 531.20%-522.3pp | 335.11%-326.2pp | 578.59%-569.7pp |
| Employer contribution / active EE | $3,920 | $4,897-19.9% | $3,786+3.5% | $4,876-19.6% |
| Participant deferral / active EE | $1,365 | $5,316-74.3% | $4,482-69.5% | $5,439-74.9% |
| Admin fee / account holder | $3,388 | $10,887-68.9% | $8,021-57.8% | $10,886-68.9% |