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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,891 | $73,988-2.8% | $96,538-25.5% | $75,177-4.4% |
| Participation rate | 65.2% | 66.4%-1.2pp | 74.3%-9.1pp | 67.2%-2.0pp |
| Annual return | 18.88% | 26.73%-7.8pp | 35.74%-16.9pp | 160.75%-141.9pp |
| Employer contribution / active EE | $1,504 | $2,930-48.7% | $3,740-59.8% | $2,671-43.7% |
| Participant deferral / active EE | $3,838 | $3,660+4.8% | $4,880-21.4% | $4,126-7.0% |
| Admin fee / account holder | $4,479 | $5,220-14.2% | $6,737-33.5% | $5,651-20.7% |